Six insurance carriers are now competing for business through the Affordable Care Act’s federal marketplace in 81 of 95 Tennessee counties.

Among the five companies that have previously operated in the state, three (BlueCross, Bright Health, and Oscar Health) have proposed rate increases for upcoming fiscal year, while two (Celtic/Ambetter Insurance and Cigna) are planning decreases. UnitedHelathcare is a new entrant.

“Increased competition and lower prices perfectly align with Governor Lee’s vision to help support Tennessee consumers.”,” Commerce and Insurance Commissioner Hogden Mainda said in a statement.

The full release follows.